Shit Happens! They say.
And yes, it happens more often than we expect. Life sometimes surprises us with some resounding, surprising shit that triggers the classic “why the hell didn’t I foresee this before?”?
Easy. Thinking about the future is not cool. Especially when it refers to israel whatsapp number data accidents, illness, disability, retirement ... death! ? That's what we do. Laziness.
And yet, those circumstances - although not all of them! - sooner or later... arrive.
So...
a minimum of how to cover some of these situations? Think about it: how would you feel if you had them under control?
I'm telling you, you'd sleep better. Because you'd know you had a safety cushion, a margin of maneuver. And so, shit is dealt with differently.
Two experts in this world, José Manuel Marín and Rafael Sánchez , from Fortuna Servicios Financieros Premium , tell us a lot about mattresses, security, unforeseen events (the big ones) and FINANCE in capital letters .
We have talked with them openly about the usual doubts that self-employed people have when it comes to protecting their future and having control over their finances . Some of them are as basic - and as little understood - as:
Illness, death, civil liability... what should we have covered first ? Better yet, how do we analyse what our needs really are and, based on that, prioritise?
Contribution bases … that melon we know so little about: which one should we fit into? Is the minimum base – a classic among the classics – a long-term limitation?
The best companies to cover situations such as sick leave . Can we save this unforeseen event simply with our own emergency fund ?
We analyse figures, costs and amounts to be received for illness, death and retirement with three specific examples: a self-employed person who only has the minimum contribution base, another who contributes on a higher basis and a third who contributes on the minimum but supported by private insurance.
And we also look into a deeper aspect: why don't we freelancers sit down and plan for these unforeseen events? Is it laziness, fear, ignorance, not having enough liquidity or believing that this is an avoidable expense behind it ...?
This talk will most likely help you unblock your financial future and start planning, even in a basic way.
The first step… is to hit PLAY ? and then, in the comments, tell us where you start ?
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